Employment Practices Liability

Protect Against Employee Lawsuits With EPL Insurance

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What is Employment Practices Liability Insurance?

Employment Practices Liability (EPL) Insurance provides protection to employers against claims made by employees alleging discrimination based on sex, age, disability, race, wrongful termination, harassment, and other employment-related issues such as failure to promote. Larger companies typically have substantial coverage for employment practices however small businesses can be particularly vulnerable to employment claims and exposure can take place from the moment a prospective employee is interviewed. This makes Employment Practices Liability Insurance very important to ensure businesses of all sizes are properly protected.

Who Needs Employment Practices Liability Insurance?

Business owners may want to consider the possibility that an employment practices claim can significantly impact their business. If you have employees, you are subject to many federal and state employment laws and while following all legal guidelines surrounding employment practices may lower your risk of a lawsuit, Employment Practices Liability Insurance ensures you have protection should the need arise.

What is Covered By Employment Liability Insurance?

  • Sexual Harassment

  • Discrimination

  • Wrongful Termination

  • Overlooked Promotions

  • Retaliation

Who is Covered By Employment Liability Insurance?

  • Temporary Employees

  • Independent Contractors

  • Customers

  • Vendors

DFI Insurance Can Help!

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Let our licensed experts aggressively compare and shop between our numerous top carriers to ensure we get exactly the coverage you need at the most affordable rates possible. We make the process simple, fast, and reliable.


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Why DFI Insurance

35 Years of Excellent Service
At DFI Insurance, our mission begins with a belief that our existence is to serve and respect our customers. Their satisfaction is the best measure of our success. Our execution is only possible by aligning with the highest quality insurance providers available then working hard to match our customers needs directly with these providers.
Wide Selection of Carriers and Coverages
DFI Insurance has special access to top carriers that provide excellent support and low rates ensuring you are protected. DFI Insurance has coverages ranging from auto, homeowners, life insurance, commercial business insurance and more!
Personalized Service
At DFI Insurance our licensed agents get to know you and your insurance needs and we offer unbiased information since we work for you. Let our knowledgeable, experienced professionals customize an insurance solution and make sure you get the best coverage at the best rates possible!

Some Additional Business Insurance Coverages


Commercial Auto

Protects your business vehicles similar to your own personal auto insurance policy.



Guarantees a principal’s integrity, honesty, performance and financial responsibility.


Commercial Property

Protect your building, equipment, inventory from fire or other disasters


Professional Liability

Protect experts who might face unique or unusual lawsuits as a result.


Commercial Liability

Covers against financial loss if claims of injury or damage.


By Industry

Recommended insurance coverage based on your specific industry


Workers Compensation

Protects employees if they sustain an injury or become ill while on the job

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The content of this site is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions or applicable in all situations.