Contractor’s Equipment Insurance

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What is Contractor’s Equipment Insurance?

Contractor’s Equipment Insurance is a broad ranging policy designed to cover damaged or missing equipment and tools that is normally kept out on job sites or on a customers property. This type of coverage is important not only for contractors but any business that owns valuable equipment and machinery that moves around. Contractor’s Equipment coverage is used to fill the gaps in Commercial Property and Business Auto policies which would normally exclude property that moves from location to location.

Who Needs Contractor’s Equipment Insurance?

Contractor’s Equipment Insurance is most appropriate for contractors with equipment that is moved from location to location such as bulldozers, power tools, cranes and any other valuable equipment that moves around. It is also a policy appropriate for specialty trade, general contractors, real estate developers, and building owners.

What is Covered by Contractor’s Equipment Insurance?

  • Tools and equipment and their replacement costs

  • Property or tools rented from other individuals or businesses

  • Property or equipment borrowed or leased from individuals or businesses

DFI Insurance Can Help!

let our licensed experts help with your insurance needs!

Let our licensed experts aggressively compare and shop between our numerous top carriers to ensure we get exactly the coverage you need at the most affordable rates possible. We make the process simple, fast, and reliable.


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Why DFI Insurance

35 Years of Excellent Service
At DFI Insurance, our mission begins with a belief that our existence is to serve and respect our customers. Their satisfaction is the best measure of our success. Our execution is only possible by aligning with the highest quality insurance providers available then working hard to match our customers needs directly with these providers.
Wide Selection of Carriers and Coverages
DFI Insurance has special access to top carriers that provide excellent support and low rates ensuring you are protected. DFI Insurance has coverages ranging from auto, homeowners, life insurance, commercial business insurance and more!
Personalized Service
At DFI Insurance our licensed agents get to know you and your insurance needs and we offer unbiased information since we work for you. Let our knowledgeable, experienced professionals customize an insurance solution and make sure you get the best coverage at the best rates possible!

Some Additional Business Insurance Coverages


Commercial Auto

Protects your business vehicles similar to your own personal auto insurance policy.



Guarantees a principal’s integrity, honesty, performance and financial responsibility.


Commercial Property

Protect your building, equipment, inventory from fire or other disasters


Professional Liability

Protect experts who might face unique or unusual lawsuits as a result.


Commercial Liability

Covers against financial loss if claims of injury or damage.


By Industry

Recommended insurance coverage based on your specific industry


Workers Compensation

Protects employees if they sustain an injury or become ill while on the job

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The content of this site is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions or applicable in all situations.