Contractor’s Equipment Insurance is a broad ranging policy designed to cover damaged or missing equipment and tools that is normally kept out on job sites or on a customers property. This type of coverage is important not only for contractors but any business that owns valuable equipment and machinery that moves around. Contractor’s Equipment coverage is used to fill the gaps in Commercial Property and Business Auto policies which would normally exclude property that moves from location to location.
Contractor’s Equipment Insurance is most appropriate for contractors with equipment that is moved from location to location such as bulldozers, power tools, cranes and any other valuable equipment that moves around. It is also a policy appropriate for specialty trade, general contractors, real estate developers, and building owners.
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