Inland Marine Insurance is intended to protect property while in transit over land. Historically the name is derived from cargo being transported by sea but nowadays Inland Marine Insurance refers specifically to most any cargo or property in transit or being stored on land. An example would be property being stored at a work site or kept in a work vehicle.

Inland Marine coverage offers protection for businesses who travel for work, who travel with expensive items or who are transporting property. Inland Marine Insurance is often specific to one’s occupation and is frequently purchased as a supplement to an existing insurance policy.