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Concrete and Concrete Contractor businesses face unique and frequently dangerous risks everyday on the job. Accidents can happen in an instance and it is important to ensure you have the proper concrete contractor insurance coverage. We’ve been helping concrete contractors protect their business for decades.
DFI Insurance understands the risks concrete contractors face and the uniqueness of their business whether you are a small concrete business or you manage a large concrete business. Since every business is different, insurance solutions can range from a simple policy to a mix of policies to ensure your concrete business is properly protected. DFI Insurance are experts at crafting a unique commercial insurance solution for your business. Please let us earn your business by contacting us today!
Our Concrete Contractor Insurance Offerings
Concrete General Liability Insurance
A Concrete Contractor general liability policy is an important policy that provides several types of protection. A general liability policy will cover:
Bodily injury: Provides coverage if an employee causes death or injury while working. Provides medical coverage and covers legal costs if you are sued for damages.
Property damage: Coverage if an employee causes damage to a third parties property including a building or property such as a jobsite that you are working on.
Commercial Auto Coverage for concrete contractors and their businesses is a policy that helps pay for any claims resulting from an employee’s accident while driving either a company vehicle or their own while on company time.
Workers compensation insurance for concrete companies and concrete workers is a policy that is intended to protect your employees. A workers compensation policy covers lost wages, payment for medical treatment and protection for the business and its assets if an employee suffers an injury.
Commercial Umbrella or Excess Liability Insurance provides businesses with additional liability coverage to help protect against costs that exceed existing insurance policy limits. If the cost of a claim exceeds the limits of a business’s primary insurance policy, Commercial Umbrella Insurance extends liability coverage and provides an additional layer of protection.
If you work in the concrete business or trade, you should carry some amount of insurance to protect you and your concrete business. Business types include:
Cast in place construction
sidewalk, driveway, parking lot construction
Foundation and footing construction
Curb or gutter construction
DFI Insurance Can Help!
let our licensed experts help with your insurance needs!
Let our licensed experts aggressively compare and shop between our numerous top carriers to ensure we get exactly the coverage you need at the most affordable rates possible. We make the process simple, fast, and reliable.
At DFI Insurance, our mission begins with a belief that our existence is to serve and respect our customers. Their satisfaction is the best measure of our success. Our execution is only possible by aligning with the highest quality insurance providers available then working hard to match our customers needs directly with these providers.
Wide Selection of Carriers and Coverages
DFI Insurance has special access to top carriers that provide excellent support and low rates ensuring you are protected. DFI Insurance has coverages ranging from auto, homeowners, life insurance, commercial business insurance and more!
At DFI Insurance our licensed agents get to know you and your insurance needs and we offer unbiased information since we work for you. Let our knowledgeable, experienced professionals customize an insurance solution and make sure you get the best coverage at the best rates possible!
Some Additional Business Insurance Coverages
Protects your business vehicles similar to your own personal auto insurance policy.
Guarantees a principal’s integrity, honesty, performance and financial responsibility.
Protect your building, equipment, inventory from fire or other disasters
Protect experts who might face unique or unusual lawsuits as a result.
Covers against financial loss if claims of injury or damage.
Recommended insurance coverage based on your specific industry
Protects employees if they sustain an injury or become ill while on the job
The content of this site is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions or applicable in all situations.