RV & Trailer Insurance

Protection For On The Go

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What is RV & Trailer Insurance?

While your standard car insurance policy may extend to cover recreational vehicles, it is best to contact us to discuss why  a specific policy might be a wise idea to cover your RV and the specific risks you might face with your recreational vehicle or travel trailer. Most RV insurance covers motor homes or travel trailers.

Motorhomes are vehicles that include a living area permanently attached to the vehicle. This living area should include cooking appliances, bathroom, refrigeration, heating and cooling, and an electrical system.

Travel Trailer insurance or camper insurance is meant to cover non-motorized recreational vehicles that are most commonly towed by another vehicle and used for camping. Travel Trailer insurance usually requires there be a cooking area and a sleeping area.

Trailer insurance usually only applies to liability coverages so your existing car insurance might not be sufficient. Trailer insurance often includes liability coverage, comprehensive, collision, and contents coverage.

Examples of trailers would include boat trailers, car trailers, camping trailers, horse trailers, and other towed trailers.

What is Covered By An RV Insurance Policy?

  • Bodily Injury

  • Property Damage

  • Uninsured or Underinsured Motorist

  • Collision

  • Comprehensive

Households Own an RV

Types of RV Insurance Coverages

Liability coverage helps cover costs associated with bodily injury and property damages suffered by others.

Collision coverage helps repair or provide a replacement if your RV is damaged in a collision.

Comprehensive coverage helps with the cost if your RV is damaged in most non-collision related incidents.

Vacation liability is meant to cover you when someone is hurt or their property is damaged while on vacation as opposed to coverage while operating the RV on the road traveling.

DFI Insurance Can Help!

let our licensed experts help with your insurance needs!

Let our licensed experts aggressively compare and shop between our numerous top carriers to ensure we get exactly the coverage you need at the most affordable rates possible. We make the process simple, fast, and reliable.


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Why DFI Insurance

35 Years of Excellent Service
At DFI Insurance, our mission begins with a belief that our existence is to serve and respect our customers. Their satisfaction is the best measure of our success. Our execution is only possible by aligning with the highest quality insurance providers available then working hard to match our customers needs directly with these providers.
Wide Selection of Carriers and Coverages
DFI Insurance has special access to top carriers that provide excellent support and low rates ensuring you are protected. DFI Insurance has coverages ranging from auto, homeowners, life insurance, commercial business insurance and more!
Personalized Service
At DFI Insurance our licensed agents get to know you and your insurance needs and we offer unbiased information since we work for you. Let our knowledgeable, experienced professionals customize an insurance solution and make sure you get the best coverage at the best rates possible!

Some Additional Personal Insurance Offerings


Home & Property

Coverage for homes, rentals, and other personal property


Other Personal Insurance

We have many additional types of insurance coverage to protect you and your family

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The content of this site is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions or applicable in all situations.