Condo / Coop Insurance

Peace of Mind For Your Valuables

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What is Condo or Co-op Insurance?

Condo Insurance or Co-op Insurance can be a complicated issue -more so than your typical homeowner insurance policy. While you have an association policy that covers the building itself, you also need a separate policy to ensure your valuables inside your unit are covered.

% are Part of an HOA, Condo Community, or Co-op

What Policies Are Necessary?

There are two separate policies to protect your condo or co-op.

Your own insurance policy provides coverage for your personal possessions, upgrades to your apartment and additional living expenses if you are relocated due to fire, theft, or any disaster listed within your policy. This policy would also provide liability protection.

A “Master Policy” provided by the condo or co-op board that covers the common areas that you share with others in your building like the roof, basement, elevator, walkways for liability and physical damage.

What Additional Coverages May Be Available?

Unit Assessment reimburses you for your share of costs that are charged to all unit owners in the event of a covered loss.

Water backup insures the property from damage caused by drains or backed up sewers. This protection may be included in your policy and not as an additional coverage.

Umbrella Liability is a cost effective way to get additional liability protection and broader coverage than is normally included in a standard condo policy or co-op policy.

Flood or Earthquake coverage may be an important additional coverage depending on your location. Flood insurance is available through FEMA’s National Flood Insurance Program. Ask us about more information on flood insurance and earthquake insurance.

DFI Insurance Can Help!

let our licensed experts help with your insurance needs!

Let our licensed experts aggressively compare and shop between our numerous top carriers to ensure we get exactly the coverage you need at the most affordable rates possible. We make the process simple, fast, and reliable.


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Why DFI Insurance

35 Years of Excellent Service
At DFI Insurance, our mission begins with a belief that our existence is to serve and respect our customers. Their satisfaction is the best measure of our success. Our execution is only possible by aligning with the highest quality insurance providers available then working hard to match our customers needs directly with these providers.
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DFI Insurance has special access to top carriers that provide excellent support and low rates ensuring you are protected. DFI Insurance has coverages ranging from auto, homeowners, life insurance, commercial business insurance and more!
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At DFI Insurance our licensed agents get to know you and your insurance needs and we offer unbiased information since we work for you. Let our knowledgeable, experienced professionals customize an insurance solution and make sure you get the best coverage at the best rates possible!

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The content of this site is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions or applicable in all situations.