Renters Insurance is a liability insurance policy that protects your valuables against theft, fire, vandalism and helps cover expenses if your dwelling becomes uninhabitable.

Renters Insurance provides financial compensation in the event that a tenant’s property is lost or damaged as a result of vandalism, theft, or other disasters such as a fire. Renters Insurance also covers liability if a visitor is injured on the premises. Renters Insurance may also provide compensation if other living arrangements need to be made in the event that the dwelling becomes uninhabitable.

If you wish to have your valuables protected in the event of an accident then renters insurance is a necessary policy to ensure you are protected. While you are not required to carry renters insurance, some landlords can require renters insurance in your rental agreement in your lease. Having a renters insurance policy protects both you and your landlord by covering any possible accidents or claims.

Renters Insurance may not cover intentional damage or harm caused to persons or property. Renters Insurance will not normally cover any business related activities at the home or professional services. Renters Insurance may exclude large items such watercraft. These larger items may require additional coverage to ensure they are protected. Contact us for more information.

The cost of renters insurance is usually very affordable. You can protect thousands of dollars of personal property for usually between $100 and $250 per year. The national average for renters insurance is between $15 and $30 per month.