Terms of Use

Terms Of Use

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE. All users of this site agree that access to and use of this site are subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site. DFI Insurance reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the “Terms of Use” hypertext link located at the bottom of our Web pages.


The entire content included in this site, including but not limited to text, graphics or code is copyrighted as a collective work under the United States and other copyright laws, and is the property of DFI Insurance. The collective work includes works that are licensed to DFI Insurance. Copyright 2017, DFI Insurance ALL RIGHTS RESERVED. Permission is granted to electronically copy and print hard copy portions of this site for the sole purpose of conducting business with DFI Insurance. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, download or print portions of the material from the different areas of the site solely for your own non-commercial use or to conduct business with DFI Insurance. Any other use, including but not limited to the reproduction, distribution, display or transmission of the content of this site is strictly prohibited, unless authorized by DFI Insurance. You further agree not to change or delete any proprietary notices from materials downloaded from the site.

Copyright and Trademarks

All trademarks, service marks and trade names of DFI Insurance used in the site are property of DFI Insurance. All other trademarks not owned by DFI Insurance or its affiliates that appear on this site are the property of their respective owners.

Copyright Complaints

We respect the intellectual property of others. If you believe that your work has been copied in a manner that constitutes copyright infringement, please provide us with the following written information.

  1. A description of the copyrighted work that you claim has been infringed upon.
  2. A description of where the material that you claim is infringing is located on the DFI Insurance Website, including the URL of the page on which it appears.
  3. Your address, telephone number and email address.
  4. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent or the law.
  5. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.
  6. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest.

Send your claim to the address found on our Contact Us page addressed to “Legal Department”

Limitation Of Liability

This site and the information presented materials and products on this site are provided “as is”. DFI Insurance does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server host that makes the site available are free of viruses or other harmful components. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

DFI Insurance shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site , even if DFI Insurance has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Termination Of Terms

These terms and conditions are applicable to you upon your accessing the site and/or using this website. These terms and conditions, or any part of them, may be terminated by DFI Insurance without notice at any time, for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.

Providing Notice

DFI Insurance may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to DFI Insurance.

Member Account, Password, And Security

If any of the Services requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify DFI Insurance immediately of any unauthorized use of your account or any other breach of security. DFI Insurance will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by DFI Insurance or another party due to someone else using your account or password. You may not use anyone else’s account at any time, without the permission of the account holder.

No Unlawful Or Prohibited Use

As a condition of your use of this website, you will not use the website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the website in any manner that could damage, disable, overburden, or impair any DFI Insurance server, or the network(s) connected to any DFI Insurance server, or interfere with any other party’s use of this website. You may not attempt to gain unauthorized access to any DFI Insurance or affiliated websites, other accounts, computer systems or networks connected to any DFI Insurance server through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through DFI Insurance or affiliated websites. Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden.


Your use of this site shall be governed in all respects by the laws of the state of California, U.S.A., without regard to choice of law provisions, and not by the 1980 U.N. Convention on contracts for the international sale of goods. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this site (including but not limited to the purchase of DFI Insurance products) shall be in the state or federal courts located in Los Angeles County, California. Any cause of action or claim you may have with respect to the site (including but not limited to the purchase of DFI Insurance products) must be commenced within one (1) year after the claim or cause of action arises. DFI Insurance’s failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. DFI Insurance may assign its rights and duties under this Agreement to any party at any time without notice to you.


You agree to indemnify, defend, and hold harmless DFI Insurance, its officers, directors, employees, agents, licensors and suppliers (collectively the “Service Providers”) from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these terms and conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.

Third-Party Links

In an attempt to provide increased value to our visitors, DFI Insurance may link to sites operated by third parties. However, even if the third party is affiliated with DFI Insurance, DFI Insurance has no control over these linked sites, all of which have separate privacy and data collection practices, independent of DFI Insurance. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, DFI Insurance seeks to protect the integrity of its web site and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).

Privacy And Protection Of Personal Information

See the Privacy Statement for information related to the collection and use of your information.

See the Security Statement for information related to the security of our website and your shopping experience.


Any rights not expressly granted herein are reserved.


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The content of this site is descriptive only. The precise coverage offered is subject to the terms and conditions of the policies issued. Coverage may not be available in all jurisdictions or applicable in all situations.